DEFENSIVE CARRY INSTITUTE LLC Terms of Use

Last Updated: April 2026 | Effective: April 2026 | Miami, Florida

These Terms of Use ("Terms") constitute a legally binding agreement between you ("Student", "you", "your") and Defensive Carry Institute LLC ("DCI", "we", "us", "our"), a Florida limited liability company. By accessing our website, booking a class, signing a waiver, or participating in any DCI training program, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree to these Terms, do not use our services.

1. Description of Services

Defensive Carry Institute LLC is a civilian personal safety education and training company based in Miami, Florida. We provide structured instructional programs in firearm safety, defensive shooting, and personal protection awareness for civilian students of all experience levels.

All classes are conducted at licensed training facilities in Miami-Dade County, Florida, under qualified instructor supervision, in full compliance with applicable Florida state laws and regulations.

Important: DCI does not sell, transfer, manufacture, distribute, or facilitate the purchase of firearms, ammunition, or any other weapons. All firearms and equipment provided during training are for educational use only within the confines of the scheduled training session.

2. Eligibility Requirements

To participate in any DCI class or program, you must meet ALL of the following requirements:

• Be 18 years of age or older at the time of the class

• Present a valid, government-issued photo ID (driver's license, passport, or state ID) at check-in

• Be legally permitted to handle and possess firearms under Florida and federal law

• Not be prohibited from possessing firearms under 18 U.S.C. § 922(g) or any applicable Florida statute

• Not be under the influence of alcohol, illegal drugs, or any substance that impairs judgment or coordination

• Be in sufficient physical and mental health to safely participate in training activities

• Disclose any physical or medical conditions to your instructor that may affect safe participation

DCI reserves the right to verify eligibility and to refuse service to any individual who does not meet these requirements. Refusal of service based on eligibility requirements is non-refundable.

3. Booking and Payment Policy

Booking Confirmation:

• All class reservations require full payment at the time of booking to be confirmed

• Your spot is not reserved until payment is successfully processed

• Booking confirmation will be sent via email immediately upon successful payment

• DCI reserves the right to limit class enrollment at any time

Rescheduling Policy:

• Rescheduling is permitted at no charge up to 48 hours before your scheduled class start time

• Rescheduling requests made less than 48 hours before class start time are subject to a $25 rescheduling fee

• Rescheduling must be requested by contacting us at defensivecarryinstitute@gmail.com

• Rescheduled classes must be completed within 90 days of the original booking date

Cancellation and Refund Policy:

• Cancellations made more than 48 hours before the class: full refund minus a $15 processing fee

• Cancellations made less than 48 hours before the class: non-refundable

• No-shows: non-refundable under any circumstances

• If DCI cancels a class due to insufficient enrollment, weather, or operational issues, a full refund will be issued or a free rescheduling offered

• All refund requests must be submitted within 30 days of the original class date

Chargebacks:

If you initiate a chargeback or payment dispute with your bank or credit card company for a valid charge under these Terms, DCI reserves the right to ban you from future bookings and to pursue collection of the disputed amount plus any associated fees.

4. Liability Waiver and Assumption of Risk

IMPORTANT: READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

All students must sign DCI's Liability Waiver and Release before participating in any live fire or hands-on training. Failure to sign the waiver will result in denial of participation without refund.

By booking a class, you acknowledge and agree that:

• Participation in firearms training involves inherent and significant risks, including but not limited to physical injury, property damage, hearing damage, and in extreme cases, death

• You voluntarily and knowingly assume all such risks associated with participation

• Under Florida law, liability waivers are enforceable as long as they are clearly written and unambiguous (Fla. Stat. § 744.301 and applicable case law). By signing our waiver, you are giving up the right to sue DCI for injuries resulting from the ordinary negligence of DCI or its instructors

• DCI is not liable for injury, death, or property damage resulting from: (a) your failure to follow safety instructions; (b) your violation of range rules; (c) your misrepresentation of eligibility; or (d) any pre-existing medical condition

• DCI is not responsible for loss, theft, or damage to personal property during training sessions

Gross negligence and willful misconduct are not covered by this waiver. Nothing in these Terms or the liability waiver limits DCI's liability for gross negligence, intentional misconduct, or any liability that cannot be waived under applicable Florida law.

5. Safety Rules and Code of Conduct

Safety is the absolute top priority at every DCI class. The following rules are strictly enforced and non-negotiable. Violation of any safety rule is grounds for immediate removal from the class without refund.

The 4 Fundamental Rules of Firearm Safety (mandatory adherence at all times):

• Treat every firearm as if it is loaded at all times

• Never point a firearm at anything you are not willing to destroy

• Keep your finger off the trigger until your sights are on target and you have made the decision to shoot

• Know your target and what is beyond it at all times

Additional Code of Conduct Requirements:

• Follow all instructor commands immediately and without question

• Never handle a firearm while under the influence of alcohol, drugs, or any impairing substance

• Do not bring your own firearms to class unless explicitly authorized in advance by DCI

• Treat all fellow students and instructors with respect at all times

• No recording or photography of other students without their explicit consent

• No political discussions, solicitation, or disruptive behavior during class

• Wear appropriate closed-toe footwear and clothing as specified in your booking confirmation

DCI reserves the right to remove any student from class at any time for safety violations, disruptive behavior, failure to comply with instructor directions, or any conduct that compromises the safety of others. Removal for cause is non-refundable and may result in a permanent ban from future DCI classes.

6. Medical Emergencies and Health Disclosure

By registering for a class, you represent that you are in adequate physical health to safely participate in firearms training. You agree to disclose to your instructor before the class begins any medical conditions, disabilities, or medications that may affect your participation or safety.

DCI is not a medical provider and is not responsible for diagnosing or treating medical conditions. In the event of a medical emergency during a class, DCI instructors are trained in basic first aid and will contact emergency services (911) immediately. By participating, you authorize DCI staff to call emergency medical services on your behalf if necessary.

7. Media Release and Photography

DCI training sessions may be photographed, filmed, or recorded for educational, marketing, and promotional purposes, including use on our website, social media channels, and marketing materials.

By participating in a DCI class, you grant DCI a non-exclusive, royalty-free, worldwide license to use your likeness, voice, and image captured during training for the above purposes, unless you provide written notice of your objection prior to the start of class.

Students who do not consent to being photographed or filmed must notify DCI in writing (defensivecarryinstitute@gmail.com) at least 24 hours before their scheduled class. Notification after the class has begun will not be accepted.

8. Place of Worship Protection Programs — Special Terms

The following additional terms apply specifically to DCI's Place of Worship Protection training programs:

• These programs are educational in nature and do not constitute security consulting, law enforcement advice, or legal advice regarding security obligations

• DCI makes no guarantee that participation in these programs will prevent or mitigate any security incident at any house of worship

• Private and SST Development Package sessions require a signed agreement and deposit prior to scheduling

• Corporate and group invoices are due within 30 days of the invoice date. Late payments are subject to a 1.5% monthly finance charge

• Client organizations assume responsibility for ensuring all attendees meet DCI's eligibility requirements

9. Intellectual Property

All content on our website and in our training materials — including but not limited to text, images, graphics, logos, course curricula, handouts, videos, and branding — is the exclusive intellectual property of Defensive Carry Institute LLC and is protected by United States copyright, trademark, and other intellectual property laws.

• You may not reproduce, distribute, or create derivative works from any DCI content without prior written permission

• You may not use DCI's name, logo, or branding for any commercial purpose without written authorization

• Recording of class instruction for personal use is permitted only with prior written consent from DCI

10. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

DCI does not warrant that: (a) the website will be uninterrupted, error-free, or free of viruses; (b) training will achieve any specific skill outcome for any particular student; or (c) information provided in training is complete, accurate, or applicable to every real-world situation.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DEFENSIVE CARRY INSTITUTE LLC, ITS MEMBERS, MANAGERS, INSTRUCTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES OR WEBSITE.

IN NO EVENT SHALL DCI'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR OUR SERVICES EXCEED THE AMOUNT PAID BY YOU FOR THE SPECIFIC CLASS GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the limitation or exclusion of certain damages. In such cases, the above limitations may not apply to you to the extent prohibited by applicable law.

12. Indemnification

You agree to defend, indemnify, and hold harmless Defensive Carry Institute LLC and its members, managers, instructors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your violation of these Terms

• Your violation of any applicable law or regulation

• Your misrepresentation of eligibility or health status

• Your violation of safety rules or instructor directions

• Any injury or damage caused by your actions during training

13. Governing Law and Dispute Resolution

Governing Law: These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Venue: Any legal action or proceeding arising from these Terms shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida. You consent to personal jurisdiction in these courts.

Informal Resolution: Before filing any legal claim, you agree to first contact DCI at defensivecarryinstitute@gmail.com to attempt informal resolution. Both parties agree to negotiate in good faith for a period of at least 30 days before commencing formal proceedings.

Time Limitation: Any claim arising from these Terms must be brought within one (1) year of the event giving rise to the claim, or it will be permanently barred.

14. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

These Terms, together with our Privacy Policy and any signed liability waiver, constitute the entire agreement between you and DCI regarding the subject matter hereof and supersede all prior agreements, representations, and understandings.

15. Changes to These Terms

DCI reserves the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date. Material changes will be communicated via email where possible. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically. Questions about these Terms should be directed to defensivecarryinstitute@gmail.com.

16. Contact Information

For questions, concerns, or notices regarding these Terms, contact us at:

Defensive Carry Institute LLC Miami, Florida Email: defensivecarryinstitute@gmail.com Phone: (786) 547-2799 Website: defensivecarryinstitute.com Instagram: @defensivecarryinstitute

© 2026 Defensive Carry Institute LLC. All rights reserved. | Miami, Florida